Apply for Car Finance in Chester Today!

If you are looking for car finance in Chester, you need to look no further than Car Finance 4 U. Chester’s drivers can count on a great deal on their car finance, with decisions made quickly and every circumstance considered. Our low rates and personal service make sure that everyone gets the chance to own the car of their dreams.

How Does Car Finance Work?

Car finance helps to spread out the cost of a car, whether new or used, to make the cost more manageable than simply being saddled with the whole price at once. While some showrooms will offer a selection of finance packages, they are generally skewed in favour of the dealership, so dedicated car finance providers are often your best bet for a good deal on your car finance in Chester and beyond.

Car finance generally works by the finance company buying the car on behalf of the customer, who then pays them back, plus interest, in small increments over the course of a few years. At the end of the few years, the customer becomes the legal owner of the car, unless they have specified that they want a rental or hire contract, where they trade the car in or return it instead.

How Does Car Finance 4 U Stand Out?

At Car Finance 4 U, we pride ourselves on providing the best rates available, with excellent customer service and a few other perks to boot. We’re confident that Car Finance 4 U stands apart from its competitors, for a number of reasons.

For starts, we are available online across the country, so whether you need affordable, easy car finance in Chester or Woking, we will be there for you. You don’t need to worry about digging out application letters and going to the post office, or about heading to our offices: it is all online, just a click of the mouse away.

Car Finance 4 U offers low interest rates, starting at only 5.0%. With a plan from Car Finance 4 U, your repayments will be lower than with our pricier competitors, keeping the costs low and giving you more money to live your life – not to mention making the car cheaper overall. Win-win!

There is no deposit required to take out one of our plans, so there is no need to wait or to scrimp and save before taking out one of our policies. On top of that, all circumstances are considered for a car finance plan here at Car Finance 4 U – no-one is dismissed offhand. Providing great deals to everyone is our ultimate aim, and we are taking the first steps by seriously considering every application we receive.

The decision on whether to supply your car finance will be made within fifteen minutes of your application, so you won’t have to worry about staying on hold for hours, or waiting days for a letter to arrive. You will know what the score is within fifteen minutes and can seal the deal with the seller in record time.

Best of all, Car Finance 4u will arrange for your new car to be delivered right to your door. No need to find your way to the dealership, or to arrange delivery – simply let us know and we will drive the car right to you. It couldn’t be easier.

Getting car finance from Car Finance 4u doesn’t need a deposit, is cheaper than our competitors, and you will be considered, no matter what. You won’t need to leave your chair, you will know within fifteen minutes whether you have been successful, and then the car will be driven right to your door that day.

The 4 Easy Steps

Getting your car finance from us, in Chester or across the UK, is as simple as following these four steps:

  1. Apply Online

The Car Finance 4u application system is a quick, simple and hassle-free way to apply for car finance and will only take a minute or two to complete.

  1. Receive Approval

One of our team members will call you within fifteen minutes with the good news. You may wish to jump for joy or yell your victory to the sky at this point, but that is of course optional.

  1. Choose Your Car

We have over 500 cars in group stock that you can choose from.

  1. Drive Away

Drive away in your new car or have it delivered to your front door the very same day.

That’s as simple as it is! In the space of fifteen or twenty minutes, you got your affordable, easy car finance absolutely sorted with Car Finance 4u.

Car History Check

While not part of the process of getting car finance, when buying a used car it is important to get an accurate history of the car. It’s possible that the mileage has been tampered with, or that the car has been involved in an accident. It is also possible that the car is currently under unpaid finance itself, making it the property of a car finance company until paid off. Car Finance 4 U has a rigorous 136 quality point investigation system in place, however, to try and make sure this doesn’t happen for you.

Specialist Automotive Finance

Specialist Automotive Finance (SAF) was introduced by the Finance and Leasing Association in 2007 to mark professionalism in car dealerships where car finance is concerned. When you see an SAF sticker in the dealership’s window, it means their staff undergo yearly testing to make sure that they are up to date on all aspects of car finance. They will be well-versed in the technical side of car finance and will be able to help you with any problems you may encounter with the application to Car Finance 4 U. Alternately, you can give us a call if you have any trouble applying and we will be more than happy to help you.